BPI Pamana Padala

BPI Pamana Padala is a specially designed account for Overseas Filipino Remitters like you. Maaari mong i-remit kada buwan sa sarili mong BPI Pamana Padala account ang pinaghirapang sahod. Gamit ang BPI Online Banking, makaka-transfer ka sa BPI account ng pamilya mo sa 'Pinas, ng kahit anong araw o oras. Tipid na sa fees, agad ka pang makaka-remit. May kasama pang libreng Remittance Income Continuation plan para siguradong matutupad ang mga pangarap mo.

Tipid ka sa Remittance Fees.
Remittance fees sa bawat padala? Imbis na mag-remit sa ilang beneficiaries, ngayon, one-time remit nalang sa sarili kada buwan! Tipid, diba? At dahil direct credit sa BPI Pamana Padala account, mas makakamura ka sa remittance fee*

• i-remit ang sweldo diretso sa iyong BPI Pamana Padala account
  
• gamit ang BPI Online Banking, you can transfer funds from  your BPI Pamana Padala to the BPI account of your beneficiaries
  
• pwede kang mag transfer ng kahit ilang beses
  

Para mas madaling makapag padala ng remittance sa iyong Pamana Padala account, BPI has Remittance Centers, Tie-Ups and Correspondent Banks in key areas worldwide. Click here to find out where to go to send money.

Pwedeng Magpadala Anytime, Anywhere.
Na experience mo na bang mahingian ng tulong mula sa pamilya mo sa 'Pinas habang nasa oras ka ng trabaho, o dis-oras ng gabi?

With BPI Pamana Padala, kahit alanganing araw o kahit anong oras, pwede kang mag padala, agad-agad! Hindi mo na kailangan hintayin malibre sa trabaho, o antaying magbukas ang remittance center.

The money transferred from your BPI Pamana Padala account will be credited immediately to the BPI account of your beneficiary and they can withdraw it from any BPI ATM, free of charge.

Back-up Plan na Remittance Income Continuation.
Mahirap mawalay sa pamilya mo. Pero kaya itong tiisin matupad lang ang mga pangarap na mapagtapos ang mga anak sa pag-aaral, o ang magkaroon ng sariling tahanan. Tulad ng kasabihan, itong mga pangarap na ito lang ang maipapamana mo sa iyong pamilya.

Sa BPI Pamana Padala, kahit na huwag naman sana, mawala ka man, patuloy na makakatanggap ng remittance and iyong beneficiary up to Php 300,000 or USD 6,000 na hahatiin buwan-buwan for 12 months - libre, mula sa BPI. Kaya makakasiguro kang matutupad ang mga pangarap mo.

Click the link to know more about the Remittance Income Continuation Plan.

You can open a BPI Pamana Padala for an initial deposit of only Php 500. This product is available in Peso and US Dollar in BPI and Peso in BPI Family Savings Bank.


Sa BPI Pamana Padala, may kasamang FREE Remittance Income Continuation para tuloy ang padala, kahit mawala ka man.

FREE 90-day Personal Accident Insurance

• Simply open a BPI Pamana Padala account and you will get Personal Accident coverage worth Php 100,000
  
• Your coverage is valid for 90 days from the date the account was opened
  

FREE Life Insurance Coverage

• Siguraduhing regular na mag-remit sa iyong BPI Pamana Padala account
  
• On the fourth remittance within a 12-month period, may libre kang life insurance coverage
  
• Your coverage is equivalent to the total amount of remittances sent, up to a maximum of Php 300,000 and USD 6,000
  
• Mawala ka man, patuloy na makakatanggap ng remittance ang iyong beneficiary sa loob ng 12 buwan - libre, sagot ng BPI
  
• Halimbawa: Si Reynaldo dela Cruz ay isang OFW na may BPI Pamana Padala
• Mula January to December, regular na nagpapadala ng Php 10,000 buwan-buwan si Reynaldo sa sarili nyang BPI Pamana Padala account
  
• Php 10,000 x 12 buwan = Php 120,000 total amount of remittances made
  
• Sa hindi inaasahang pangyayari, pumanaw si Reynaldo. Ang naiwang pamilya ni Reynaldo which he nominated as his insurance beneficiary will continue to receive Php 10,000 for the next 12 months - for free
  
  Sa Pamamagitan ng BPI Pamana Padala, nawala man si Reynaldo, patuloy na tatanggap ng remittance ang naiwang pamilya, sagot ng BPI. Ito ay para masigurong patuloy na makapag aral ang anak ni Reynaldo, o matulungan ang naulilang pamilya na makapagadjust sa gastusin sa biglaang pagkawala ni Reynaldo.
  

The free Personal Accident and Life Insurance coverage is provided by BPI-Philam Life Assurance Corp., an insurance company governed by the Insurance Commission. BPI-Philam Life Assurance Corp. is a subsidiary of Philam Life and an affliate of BPI.


Siguraduhing mag-open ng Pamana Padala bago umalis ng bansa. Just visit any BPI or BPI Family Savings Bank branch nearest you or click here to set an appointment.

1. Please bring the following account opening requirements:

• Valid ID with photo and signature
  
• Recent 1x1 ID picture
  
• 1 Utility Bill to show billing address
  
• Proof that you are an Overseas Filipino Worker
• work contract
  
• work visa / work permit
  
• overseas employment certificate (from POEA)
  
• OWWA ID
  
• Seaman's book
  
• CFO Certificate
  
• PDOS Certificate
  
• local residence id
  

• Initial deposit of only Php 500 or USD 500. Click here for the complete deposit balance requirements and rates.
  

2. You will be asked to fill out the following bank forms:

• Standard Account Opening forms
  
• BPI Pamana Padala Enrollment for Group Life Insurance Coverage, to indicate:
  
• Name of Insured. This is also the name of the account holder. For joint "OR" accounts, only the primary accoutholder shall be designated as the Insured Individual, provided that the designated Insured Individual is an eligible individual.
  
• Name of Beneficiary/ies. It is recommended to nominate beneficiary/ies with blood relation to the Insured (ie spouse, children, parents or brothers and sisters) or the estate administrator of the latter. Otherwise, the nominated beneficiary/ies will be subject to evaluation/approval based on the insurable interest as defined by the insurance company.
  

3. A Proof of Cover for the Free 90-day Personal Accident Insurance will be given to you after you have opened the account.

For your Free Life Insurance coverage, this will take effect on the date of the fourth Foreign Inward Remittance made within a 12-month period. Your Proof of Cover for the Life Insurance will be sent to you at your nominated email address.

4. The Debit card of your Pamana Padala account will be available at the branch of account opening after 3 banking days.


Para lubos na ma-enjoy ang benefits ng BPI Pamana Padala, bago umalis ng bansa siguraduhin ang mga sumusunod:

1. Naka pag open ng BPI Pamana Padala
2. Nag-enroll at nag-activate ng BPI Express Online
3. May sariling BPI account ang beneficiary
4. Na-enroll mo ang BPI account ng beneficiary mo sa iyong Third Party Funds transfer

Kung ang inyong beneficiary ay wala pang BPI account, they can visit any BPI or BPI Family Savings Bank branch to open an account. They will just have to bring the following:

• Valid ID with photo and signature
  
• Recent 1x1 ID picture
  
• 1 Utility Bill to show billing address
  
• Initial deposit of only Php 500
  

Maaari nyo ring i-refer sa amin ang inyong beneficiary upang matawagan namin sila at matulungan sa pag open ng account. To refer your beneficiary, just provide their full name and contact details.





Frequently Asked Questions


Source: BPI

BPI Pamana Padala